Here to find the best mortgage deals for you
We have collaborated with the most reputable mortgage brokers across the U.K to offer you the best mortgage rates available. Prior to passing your information onto our brokers, we take the time to understand you and your specific needs as a customer. Our partner mortgage brokers ensure a turn-over time of just about a week to have a decision whether pre-approved or not if you are approved, they will get you the best rate deals available.
Without a starting point, searching for a mortgage provider can be confusing and lead to stress. Which mortgage provider is financially convenient? Who is the best mortgage provider? What mortgage type do I choose? These are just a few of the questions faced with when choosing a mortgage.
That’s where we come in, we are here to help. Our team has worked hard to understand the issues faced when choosing a mortgage that ticks all the boxes. We are here to answer questions, we guarantee to take away the hassles of finding the best mortgage provider for you by working with experts in the mortgage broker industry.
The basics- we have got you covered
The foundation of finding the best mortgage for you, alongside the best rates, starts with knowing the different mortgage types. Below we have compiled a list of mortgage types, to make that first step as easy as possible.
Fixed rate mortgages
A fixed rate mortgage type is popular because interest rates do not change. Usually, this mortgage and its rates are offered for a period of one to five years. There are financial advantages alongside this mortgage type, however, if interest rates drop during the length of your deal you won’t be eligible to take advantage of this. Instead, expect to pay the same amount as agreed at the beginning of your fixed rate mortgage deal.
A tracker mortgage reflects the Bank of England’s base rate. So, when the base rate changes so does your mortgage interest rate. Similar to a fixed-rate mortgage, tracker mortgages are generally offered for a period of two to five years. Despite the interest rates generally being lower with a tracker mortgage than that of a fixed rate option, rates will vary. When selecting this mortgage type, prepare to accept the possibility that your monthly repayments may rise
A discount mortgage
A discount mortgage rates can vary depending on the lender’s standard variable rate (SVR). Though often sold as a mortgage type with low-interest rates, issues may arise with this type if you are on a strict budget. Lenders can change their SVR at any time, you could consequently end up paying higher interest rates than you originally budgeted for.
When you choose us you also choose the best rates available
Our services are quick, efficient, and guaranteed to reduce any stress you may be faced with when choosing a mortgage.
Phone: 01494 623 019 or email